Heard Lite — The financial foundation every therapist in private practice needs
New Introducing Heard Lite

The financial foundation every therapist in private practice needs

Bookkeeping and quarterly taxes, handled year-round by a team that knows private practice. Starting at $129/month.

5,000+ therapists trust Heard
$198M in deductions tracked in 2025
60 hrs per year saved on bookkeeping

Greetings from the other side of financial stability

$129
/mo
Greetings from
A free afternoon, not spent on books
Your bookkeeper closed the month while you were with clients. Nothing to file in a shoebox or to reconcile at 11pm.
Q2
PAID
Greetings from
A stress-free June 15
Quarterly estimate paid on time, with the right amount, from money already set aside. Avoid the last-minute scramble or trying to remember what counts as a deduction each quarter.
APR
15
Greetings from
A tax season that is handled
Months of clean books, with every deduction tracked. When you upgrade to file, the work is already done.

The first few years of practice are when habits get set

Say goodbye to wrestling with quarterly estimates and a shoebox of receipts. Start with Heard now and walk into next tax season with everything already in order.

↗️

You're billing more than ever

Income is climbing as your caseload fills. Without a system, money moves in and out of one account and the numbers blur. Heard separates the practice from the person.

The IRS doesn't wait

Only 41% of self-employed therapists paid all four quarterly estimates in 2025. Avoiding these payments, or paying the wrong amount, can come with penalties — and a surprise tax bill can erase months of savings. Heard calculates exactly what to set aside, every quarter.

🌱

Now is when the foundation is built

The work you do this year compounds. Clean books from January make April calm. The deductions you track now show up as money in your pocket when you file.

The financial system your practice needs, from day one

When you're just getting started, you may want to do-it-yourself or avoid thinking about taxes until April 15. Heard Lite lets you get your books in order and stay on top of quarterly estimates. When it's time to file next year, upgrade to Essential and we'll file with months of clean books behind you.

Your books, kept clean year-round

Heard connects to your bank and categorizes every transaction for you. No spreadsheets or second-guessing whether that coffee was a write-off.

  • Automatic categorization tuned to private practice
  • Monthly close, reviewed by a real bookkeeper
  • Flag transactions for a quick check, not a homework pile
Recent transactions April 2026
Client session payment
Stripe · Apr 18
Income+$180.00
SimplePractice
Practice software · Apr 15
Software−$99.00
Office rent
Evergreen Properties · Apr 01
Office−$1,450.00
HPSO liability
Insurance · Apr 03
Insurance−$220.35
Whole Foods
Needs your input · Apr 12
Review−$86.42

Greetings from stress-free quarterly payments

Heard calculates your quarterly federal and state estimates from your real numbers, then reminds you a week before each deadline. No surprise April bills and no trying to figure it out the night before it's due.

  • Estimates updated quarterly as your income changes
  • Federal and state coverage in one place
  • Direct payment links when each quarter is due
2026 estimated taxes
Q1 2026 · PaidApr 15, 2026
$1,840.00
Q2 2026 · Set asideDue Jun 15, 2026
$2,140.00
🔔 We'll remind you Jun 9 with payment links.

Real humans, here to support you as often as you need

Message your team about your QTE calculation or call in for a quick question between sessions. Get support from people who know therapist taxes.

  • Unlimited in-app messaging
  • Phone support when typing won't cut it
  • Specialists in private practice, not generic CPAs
M
Maya Your Heard team
Yesterday · 9:42 PM
Quick one: I bought a couch for the waiting room. Is that a deduction?
Yes — furniture for client-facing spaces is fully deductible. I'll make sure it's categorized in your books and tracked as a deduction for tax time.

Everything you need to grow into, already included

When you're ready to think about an S-Corp, Heard walks you through the math. When you want to know how the practice is actually doing, the reports are already there. When tax time comes, every deduction has been tracked along the way.

  • S-Corp readiness check and election guidance
  • Profit and loss & cash flow reports
  • Deduction tracking and an allocation guide for personal-use expenses
Profit and loss · YTD
Revenue$58,200.00
Expenses$14,890.00
Net income$43,310.00
💡
You may be ready for an S-Corp
At your current income, electing S-Corp status could save you about $4,800 in self-employment taxes next year.

Same Heard, built for where you are now

Heard Lite is the most accessible way to start with Heard, built for therapists earlier in practice. Heard Essential includes annual tax filing for established therapists, and the annual Essential plan brings the complete Heard experience at a rate close to Lite's monthly price.

What's included
For established practice
Heard Essential
$169/mo
Billed annually · $2,028 per year · Includes annual tax filing
Bookkeeping, fully managed
Quarterly tax estimates
Unlimited messaging support
Phone support
Financial reports (P&L, balance sheet)
Tax deduction tracking
Allocation guide for personal-use expenses
S-Corp readiness and guidance
Dedicated tax pro
Annual tax filing (1040, Schedule C)

$129 a month, the most accessible Heard there is

If we're not a fit, we'll tell you. The free consult exists so we can be honest about whether Heard Lite makes sense for your practice, before either of us commits.

Book your free consult 30-minute call · no obligation

Heard Lite is for solo sole proprietors getting started. Already established and want annual tax filing locked in? See Heard Essential. S-Corps and group practices use our Premium plan.

Heard Plans FAQs

We have three plans: Lite, Essential, and Premium.

Lite is our lighter plan, built for solo therapists running a sole proprietorship or single-member LLC who want bookkeeping and quarterly tax estimates in place outside of tax season. Tax filing isn't included.

Essential is our full plan for solo therapists. It covers everything in Lite plus annual tax filing handled by us.

Premium is built for therapists with more complex setups — group practices and S corps. It covers the additional bookkeeping, payroll, and compliance work that comes with those structures.

The path depends on which direction you're going. Upgrading is something you can do whenever you're ready. Downgrading depends on your current plan, your billing cycle, and your tax setup with us.

You can move to Essential anytime from your Stripe billing portal. Once the upgrade goes through, your Essential features turn on right away. If you'd like a direct link or some help finding the portal, reach out to support and we'll get you there.

If you've transitioned to an S corp or added clinicians or associates, you are ready to upgrade to our premium plan. You can do this through your Stripe billing portal and this way we can make sure your books, payroll, and tax setup are connected the way they need to be.

It depends on two things: which Essential plan you're on, and whether you've ever used Heard to file annual taxes.

If you're on Essential Monthly and haven't yet filed annual taxes with us — for example, you opted out for the year, or you signed up after the 3/26 tax deadline — you're eligible to downgrade. Reach out to support and we'll make the change.

If you're on Essential Annual or Essential Annual Paid Monthly, the switch has to wait until your contract renews. At renewal, as long as you've opted out of annual taxes or have never used Heard to file, we can move you to Lite.

If you've already filed annual taxes with us, Lite isn't a plan we can move you to. Lite is built as a starter plan for therapists who haven't yet filed with Heard — once you've filed with us, you've passed the point Lite was designed for, and Essential becomes your plan from there.

Premium is built for the more complex side of practice — groups and S-corps — and is the right plan as long as that's how you're structured. If your practice has simplified, like your group has dissolved or you've converted back to a sole prop, reach out to support and we'll figure out which plan fits your new setup.

Lite doesn't include annual tax filing, so when filing season comes around you have a few options.

You can upgrade to Essential by December 31 to be on track for an on-time return. You can upgrade to Essential by late March to file an extension. You can stay on Lite and pay a one-time $750 fee to have us handle your filing. Or you can stay on Lite and file outside of Heard.

We'll send reminders well ahead of each deadline so you have time to figure out what makes sense for your practice. And if it would help to talk through which path is right for you, we're here for that.

Lite is built for solo therapists running a sole prop or single-member LLC, where the bookkeeping and tax work is more contained. Group practices and S-corps have more moving pieces — payroll, more involved returns, the compliance work that comes with the structure — and Heard Premium is the plan built for that.

Greetings from your future tax season

Book a 30-minute consult with our team. We'll look at your practice and tell you honestly whether Heard Lite is the right place to start. No pressure. No obligation. Just clarity.

New Heard Lite — built for therapists in their early years of practice, $129/month Book your free consult →