Which retirement account fits your practice
Answer a few questions about your practice and what you want from your savings. You'll get a recommended account, how much you can put in for 2026, what it saves you in taxes, the deadlines that matter, and how much say you get over the investments.
Suggested reading
- The "future you" trick for retirement savingWhy feeling closer to your future self makes saving easier, and a few ways to try it.
- How to choose a retirement plan for your therapy practiceA closer look at each account type and who it suits.
- How much should therapists save for retirement?How to set a savings target for your practice.
Estimates use 2026 federal contribution limits and tax brackets published by the IRS (Notice 2025-67 and Rev. Proc. 2025-32) and the standard deduction. Figures are federal only, assume no other deductions, and are rounded. State income tax savings come on top. Growth projections are hypothetical, use fixed annual returns, and are not a prediction of any investment's performance. Nothing here is tax, legal, or investment advice. Talk to your tax professional before opening or funding a plan.